Who is the oracle of Primm Springs?

We Support Creatives, Musicans and Artists keep the value of their art

You’re smart. You’re a performer. You’re lovely. I'm not a performer. I want to support you as more than just an audience member because...

I understand the stress of your lifestyle. Being on the road a lot, not knowing where/if you're going to have the gig or not, thinking you got a gig and getting there and realizing that you don't have a gig.

I want to listen very carefully to what's important to you, and you are somebody that is geared towards staying in the moment. You live for the moment. When you step on that stage you dread it terribly before walking out there. Then you get out there and blossom like a beautiful flower in her element.

That's somebody that shows their art through their music, and people are attracted to you because they think you are the music.

You want everybody to have the joy that music and life brings you.

I’ll be your Money

Mother Bear...

I know that a lot of people carry a lot of shame about money (i.e. how they spend it or how they don't have it) because our culture is so dependent on identifying ourselves as being on top of things, which means that we have a lot of money right? ….not!

If you get hit up by people for collaborative spending opportunities, you can always say, “Please send this to Charlotte. This is a person that reviews these deals for me.”

You can ask me questions like, “What will I get out of this?” “Will this help me or just take my time and money?”

I will tell you the straight answer. I’ll tell you what I think and figure out with you. I’ll help you decide if you have any interest in this deal at all, or if you just want to say no.

I believe you should only say ‘yes’ to your truest desires. Say ‘no’ if you’re not passionate about it enough to give the time it needs. People might be hurt at first, but, really, you want to be as excited to work on a project as they are.

I’ll be your Money

Mother Bear...

If you get hit up by people for collaborative spending opportunities, you can always say, “Please send this to Charlotte. This is a person that reviews these deals for me.”

You can ask me questions like, “What will I get out of this?” “Will this help me or just take my time and money?”

I will tell you the straight answer. I’ll tell you what I think and figure out with you. I’ll help you decide if you have any interest in this deal at all, or if you just want to say no.

My Story

My mother didn't know anything about money, and she didn't even know who to ask because she always asked my dad. She was a really bright woman. She was a poet, a writer, a teacher. She did a lot of things. But the only thing she knew what to do with money basically, was either save it or spend it.

That’s what inspired me to learn more about money and learn about the money scripts/stories we all have/tell ourselves about it.

Like many women of my generation, I wasn't raised to be anything except a wife. Like quite a few women who are my peers, I needed more than that. I always had books and my mother exposed us to a variety of things. You know things that most people wouldn't be exposed to. I was sort of the odd woman out a lot of ways.

My early life provided me great opportunities to be independent. For example, my father died when I was 19. By the time I was 20 I had no family within 1000 miles. And I wasn't going to take any money from my mother, because I was proud, even as a child.

I got my first job when I was 11, because the ticket to me seemed to be that it was best if I took care of myself.

How will you make my life better both physically and emotionally?

We all have to get down to our Center, the core of who we are to make the best money decisions for us.

You will be able to lift off the chains of your fears and worries about money.

You will be able to give voice to your financial concerns to someone you can trust wholeheartedly.

You’re going to feel more confident about how your money and opportunities are handled.

You will have someone on your team who is going to treat you the way you want to be treated. I’ll have your back and treat your money like it’s yours, not your managers.

You will learn what YOU want to learn. We will take the steps you want to take and make the mark on this world that you want to realize.

You will know how much money you have to spend and save. Hopefully you will have also learned what is a reasonable amount of money to spend on things you need, given the money that you have.

To me the art is finding the right balance for the you. It’s my job to figure out really who you’re trying to support and make it happen. Do you like to be a grandma? Or do you not have much time to be a grandma?

What kind of financial professional are you?

I am the kind of financial professional that sits on the same side of the table with you. I'm an advocate for my clients. If I don't know, I'll get you to somebody who does.

I'll explore your options and your life steps with you as you move along. I'm genuinely interested in people. What they need, want, and what motivates them.

I like to do things for people who are interested in seeing what kind of change they can make in the world, and then make it.

What makes you different than other financial planners that might be talking to you?

I've had a lot of life experience with both people who have a great deal of money, and people who have no money at all. That gives me a pretty realistic picture -- that sometimes, money is a B****.

Everybody wants a piece of you here and now. You don't have time to really take care of your own business, maybe because you don't really know how.

I am an advocate for my clients. I'm here to keep you from doing things that I that I feel certain will be harmful to you, and to do things that are sometimes hard for people to do that really need to be done by having a will. I'm not going to write your will, but I know the best people for you to ask to take a look.

What can clients expect from you in the first year they work with you?

We'll get to know each other. In year one I want to know what your concerns are. What worries you? What scares you? How do you want your wealth to grow? What are you willing to do? How do you want to spend your time?

If you want somebody you can trust, let's chat. Right from the start, I want you to know that I don't do things FOR my clients, I do things WITH my clients, and some exercises are more participatory than others.

How do you feel if you have $100,000 and the next day you get up, and you have $70,000? Does that make you want to throw up?

Is it a hard to you to fill out questionnaires? I’ll sit there and work through it with you. You can tell that some people just don't listen. So my goal is to listen to you.

In year one I will:

have looked at your financial and life situation
have evaluated where I think you need to go
have some risk parameters established
have a few simple questionnaires about your risk tolerance answered

After year 1, what are some of the things that they can expect to experience as your client?

We’ll start to optimize for your portfolio’s performance. Performance will be in-line with the level of risk, you're willing to take.

I’ll be the advocate who guides you and helps you identify your opportunities and obstacles.

If you're somebody who doesn't care so much what other people are doing, you just want to know how you're doing, you’ll get along with me long term.